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Agent Success Podcast
Jan. 9, 2020

Improve Your Credit Health With These 4 Tips

If you’re worried about your credit score, today I’ll share four quick tips that will help you improve your credit health. First, you should know that when you get your credit pulled by a mortgage company, they’re not allowed to give you a copy of that report. The only agencies…

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Jan. 7, 2020

What are the 4 elements of a mortgage payment?

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Need a home loan? http://719lending.com/apply-now Follow 719 on: Website: http://719lending.com Facebook: https://www.facebook.com/719Lending Twitter: https://twitter.com/719Lending Tim Chase 104 S Cascade Ave…

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Dec. 30, 2019

Have You Heard About the New Loan Limits?

There has been a lot of discussion about the new loan limits that were recently announced for conforming, FHA, and VA loans. I want to break through all of the noise and let you know what that means for us in Colorado Springs. The new loan limits for our county…

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Nov. 19, 2019

What Makes the VA Home Loan So Great?

Did you know that VA home loans perform better than any other kind of loan? In fact, the default rate for VA loans is just 1.98%, compared to the 6.1% default rate carried by FHA loans. Given how accessible VA loans are for qualifying homebuyers, this might surprise you. Learn…

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Nov. 5, 2019

3 Options if You Need Help Paying Closing Costs

When purchasing a home, there are always closing costs involved. In fact, there are all kinds of little costs you have to pay as the buyer, and sometimes it can feel like you’re being nickel-and-dimed. If you don’t want to pay all of these costs yourself, what are your options?…

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Oct. 3, 2019

What Is the Minimum Credit Score Required for a VA Loan?

A question that’s posed to us all the time is, “What must my minimum credit score be to obtain VA loan financing?” That’s a fantastic question. If you’ve wondered the same thing, you’ll be pleasantly surprised to learn that VA loans don’t require a minimum credit score! However, you can…

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Sept. 16, 2019

The Purpose of a Funding Fee

Some veterans who’ve purchased homes using VA loans have wondered about the extra fee the VA charges them on top of their loan amount. While you might not have expected it, this fee helps to keep the VA program alive. It’s called a funding fee, and today I’ll explain what…

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Aug. 15, 2019

The Truth About Escrows and Your VA Loan Payment

If you have a VA loan, you might be curious about escrows and whether or not you need to include them in your mortgage payment. We get this question a lot, so we’re here to answer it today. These payments are standard, but it’s not required that you include them…

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July 9, 2019

What is the Maximum Amount You Can Borrow With a VA Loan?

Many people ask me what the maximum amount you can borrow with a VA loan is, and the answer may surprise you. Actually, there is no set maximum. Instead, individual banks set their own lending standards. There is a maximum county loan limit, but this only comes into play if…

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June 18, 2019

719 Lending - What Should You Know Before Buying a 2nd VA Home?

VA loans are fantastic tools for people to use to become homeowners and even build wealth. If you’re looking to invest in real estate with a VA loan, I’ve got some great advice for you today. Although different banks have different guidelines, the VA is pretty specific on how you…

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June 4, 2019

719 Lending - What’s the Difference Between an Inspection and an Appraisal?

Do veterans need to get an inspection done when they purchase a home using a VA loan? Furthermore, what’s the difference between an inspection and an appraisal? Today, I’ll answer both of these questions for you. Learn more here: https://www.719lending.com/whats-the-difference-between-an-inspection-and-an-appraisal 719 Lending is a premier southern Colorado Mortgage Broker. We…

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May 24, 2019

Escrow accounts on a VA loan

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 21, 2019

719 Lending - How Much Do You Need to Put Down on a Home?

If you’re a veteran who wants to buy a house that exceeds the county loan limit, how much would you need to put down? As you probably know, the VA does allow for 100% financing, but if you exceed the loan limit for your particular county, then you do have…

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May 7, 2019

VA appraisal vs inspection

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 7, 2019

VA mortgage Bankruptcy rules

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 7, 2019

VA loan - can you rent your home out?

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 7, 2019

Can I refinance my VA loan?

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 2, 2019

VA Minimum Credit Score

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 1, 2019

Residual Income - VA Home Loans

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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May 1, 2019

Debt to Income Ratio?

VA looks at Debt to Income Ratio a little different. What are they looking for? DTI? 719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question?…

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April 30, 2019

Quit claim deed - Alienation Clause

Should a homeowner be "added to title" after closing?

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April 30, 2019

719 Lending - Understanding the VA’s Role in Loaning Money

The VA doesn’t loan money to veterans. No, we’re not reporting a recent change in the VA’s policy, but we are trying to create a more informed understanding of how VA loans actually work. Today I’ll explain the relationship between the Department of Veteran Affairs and the loan products named…

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April 30, 2019

719 Lending - VA Loans - Are escrows required on a VA mortgage?

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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April 22, 2019

Va Jumbo - downpayment

719 Lending is a premier southern Colorado Mortgage Broker. We believe in being transparent, friendly and 100% honest. For the best mortgage experience combined with incredible rates, contact us today. Have a VA Question? https://militarymortgagegroup.com/contact/ Need a VA loan? http://719lending.com/apply-now/ Follow 719 on: Website: http://719lending.com/ Facebook: https://www.facebook.com/719Lending/ Twitter: https://twitter.com/719Lending Linkedin:…

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