Mortgage insurance: What the heck is it, and why do you have to have it? Mortgage insurance is a policy that you, the consumer, pay for on your loan to help your lender cover costs if you default or foreclose on your home. Now, since most homebuyers assume they’ll never default or foreclose, they often feel this added cost is unnecessary and does nothing for them. However, that’s not the case.

Learn more here: https://www.719lending.com/video-whats-the-point-of-mortgage-insurance

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